Questions people ask us

tredaibrokelap.com is an independent editorial project run by a small team in Bristol with a background in community money advice. We are not a lender, a credit broker, a bank or a financial adviser. No lender owns, funds or edits us. Pages are written and reviewed by the editorial team rather than by named individuals.

This website is funded by advertising. All content is free. We do not sell financial products or services, we are not paid to arrange or introduce credit, and we do not receive commissions or referral fees for recommending any financial product. Advertising never decides what we write, and we do not accept adverts that pretend to be editorial content.

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No. Everything on this site is general education about how credit and borrowing work in the UK. It does not take your circumstances into account and is not a recommendation to borrow, not to borrow, or to choose any product. For help with your own situation, use one of the free, impartial services listed on step 3.

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Please do not. The form is for questions about our materials only. We cannot give personal advice, so there is no need to share income, debts, account numbers or credit history, and we ask you not to.

No. Every figure, including the ones in the repayment visualiser, is an illustration built from simple arithmetic with a fixed rate and equal monthly payments. They are not market rates, offers or quotes. Real agreements can include fees, different rates and rates that change.

Thank you. Write to us through the contact page with the page and the sentence. If we agree it is wrong, we correct the page and update its review date.

From free, impartial services such as MoneyHelper, Citizens Advice, National Debtline and StepChange Debt Charity. They are confidential and cost nothing. More on step 3, card 8.