Disclaimer
Please read this before acting on anything you read on this website.
01Educational information only
The information on this website is for educational purposes only and does not constitute financial advice or a call to action. It explains general concepts about credit and borrowing in the United Kingdom.
02No advice, no lending
We are not a lender, a credit broker, a debt management firm or a financial adviser. We do not offer, arrange, compare or recommend loans, lenders or debt solutions. Nothing on this site tells you whether to borrow, how much to borrow or which product to choose, and nothing on it is an offer, a quote or an indication that any application would be accepted.
03Illustrative figures
All numbers on this website, including those in the repayment visualiser and worked examples, are invented illustrations produced with simple arithmetic, a fixed rate and equal monthly payments. Real agreements can include fees, different rates and variable rates. Always rely on the pre-contract information and the agreement you are actually given.
04Borrowing risks
Borrowing always costs money. Missed or late payments can lead to extra charges, damage to your credit file, court action and difficulty borrowing in future. A loan secured on your home or another asset puts that asset at risk if you do not keep up repayments. Taking on new credit to repay existing debt can increase what you owe overall.
05No promises
We do our best to keep content accurate and current, but rules, products and practices change. We make no promise that any page is complete, correct or up to date for your situation.
06Your decisions
You are responsible for your own financial decisions. If you need help with your own circumstances, contact a free, impartial service such as MoneyHelper, Citizens Advice or National Debtline.
07Liability
To the extent permitted by the law of England and Wales, the operator of this website accepts no liability for any loss arising from use of, or reliance on, its content.
08Business model
This website is funded by advertising. All content is free. We do not sell financial products or services and do not receive commissions for recommending them.
09Contact
Questions about this disclaimer can be sent by email at info@tredaibrokelap.com, by phone on 0117 496 0418 or by post at 27 Picton Street, Bristol BS6 5PZ, United Kingdom.